Available rebates in Illinois
ESTIMATE ONLY — amounts and eligibility change. Verify with program administrators before purchasing. Data last verified: 2026-06-09. How we verify data →
Federal — Expired
IRA 25C Tax Credit
IRA Section 25C expired December 31, 2025. Not available for heat pump systems installed in 2026.
Installed before Dec 31, 2025? Claim on your 2025 tax return (IRS Form 5695).
HEEHRA
PendingIllinois Program
Illinois HEEHRA (the Home Electrification and Appliance Rebate / HEAR program) has NOT yet launched. As of June 2026 the Illinois EPA reports the program is pending US DOE approval and is not accepting applications; independent trackers expect a spring 2026 launch. When live, income-qualified households (≤150% AMI) will be eligible for up to $8,000 for a heat pump. Until then, ComEd and Ameren utility rebates are the active incentives. Verify status at epa.illinois.gov before counting on HEAR funds.
Estimated maximum combined rebates in Illinois
HEEHRA $0+ state programs $600 (IRA 25C expired Dec 31, 2025)
Low income (<80% AMI)
up to $600
ESTIMATE ONLY. Amounts vary by income, equipment specifications, and program availability. Not all programs are stackable. Verify eligibility before purchasing equipment.
Before you count on that rebate, check your panel.
A heat pump install that triggers a panel upgrade adds $2,000–$5,000 — and the contractor quoting it profits either way. Most 200A panels pass. Many 100A panels don't. Find out in 3 minutes with the same NEC 220.82 math your electrician uses, before anyone quotes you.
Run the free panel check →Illinois utility heat pump rebates
Beyond statewide and federal programs, Illinois homeowners can access rebates from their local utility. Programs are independent and often stackable with income-qualified incentives. Verify current amounts directly with each utility before purchasing.
ComEd Energy Efficiency Program
Up to $500ComEd residential customers in northern Illinois (Chicago metro). ENERGY STAR ASHP or mini-split. Apply through a participating ComEd contractor.
Program details →Ameren Illinois
Up to $600Ameren Illinois residential customers in central and southern Illinois. Qualifying ENERGY STAR heat pump replacement. Separate program from ComEd — your utility determines which applies.
Program details →Illinois HEAR / HEEHRA (federal)
Not yet liveThe income-qualified HEAR program (up to $8,000 for heat pumps) is pending US DOE approval as of June 2026 and is not yet accepting applications — expected to launch in 2026. Verify status at epa.illinois.gov before counting on these funds.
Program details →ESTIMATE ONLY. Utility rebate amounts change regularly. Always verify current eligibility and amounts with your utility before purchasing or installing equipment.
Illinois climate and heat pump sizing
Illinois is classified as IECC 2021 Zone 5A — Cool-Humid. Typical winter design temperatures are 0°F to 15°F.
Cold-climate ASHP required (Mitsubishi Hyper-Heat, Bosch IDS, Daikin Fit, etc.). Size for outdoor design temperature, not average.
Heating demand is the primary load driver. NEC 220.82(C) largest-of logic often selects the heat pump load as the controlling value.
Illinois at a glance
How the Illinois panel check works
Three inputs, one clear answer. No electrician visit required for a preliminary NEC 220.82 assessment.
Enter your ZIP + panel details
Your ZIP code in Illinois pre-loads your IECC zone and available rebates. Add your panel size, square footage, and existing loads.
NEC 220.82 calculation runs
The Optional Method — first 10,000W (10 kVA) at 100%, remainder at 40%, plus the largest of AC / heat pump / existing heat. Same standard your electrician uses.
PASS, WARN, or FAIL — plus rebates
Get exact amperage figures, upgrade recommendation if needed, and a full breakdown of Illinois rebates you qualify for. Download the PDF to share with your contractor.
Frequently asked questions — Illinois
How much does a heat pump cost in Illinois?
In Illinois, a whole-home air-source heat pump typically costs $5,000–$14,000 installed, depending on home size, system type, and contractor. Cold-climate models for zones like Zone 5A cost more but deliver lower operating costs. Combined rebates of up to $600 (state programs) can offset a significant portion of installed cost.
Is HEEHRA available in Illinois?
Illinois's HEEHRA program has not yet launched but is expected to open. Illinois HEEHRA (the Home Electrification and Appliance Rebate / HEAR program) has NOT yet launched. As of June 2026 the Illinois EPA reports the program is pending US DOE approval and is not accepting applications; independent trackers expect a spring 2026 launch. When live, income-qualified households (≤150% AMI) will be eligible for up to $8,000 for a heat pump. Until then, ComEd and Ameren utility rebates are the active incentives. Verify status at epa.illinois.gov before counting on HEAR funds. Check your state energy office for updates. Note: the federal IRA 25C tax credit expired December 31, 2025 and is not available for new 2026 installations.
What size heat pump do I need in Illinois?
Illinois falls in IECC 2021 Zone 5A — Cool-Humid. Typical winter design temperatures are 0°F to 15°F. Cold-climate ASHP required (Mitsubishi Hyper-Heat, Bosch IDS, Daikin Fit, etc.). Size for outdoor design temperature, not average. Sizing requires a Manual J load calculation — but as a rough rule, allow 20–30 BTU/h per square foot for older homes in Illinois.
Do I need a panel upgrade for a heat pump in Illinois?
Not necessarily. Most 200A panels in Illinois have headroom for a heat pump under the NEC 220.82 Optional Method — which accounts for diversity of loads rather than peak simultaneous demand. A 100A panel is more likely to require an upgrade, especially if you also have an EV charger or electric range. Our free audit calculates your exact available capacity in 3 minutes using the same method your electrician would use.
Which Illinois utilities offer heat pump rebates in 2026?
Illinois rebates are split by utility territory. ComEd (Commonwealth Edison) serves northern Illinois including the Chicago metro and offers up to $500 for qualifying ENERGY STAR heat pumps. Ameren Illinois serves central and southern Illinois and offers up to $600. You qualify for one or the other based on your address, not both. Both require ENERGY STAR-rated equipment — verify current amounts and any contractor requirements on your utility's rebate page before purchasing.
Is HEEHRA (HEAR) available in Illinois yet?
Not yet. As of June 2026, the Illinois EPA reports that the Home Electrification and Appliance Rebate (HEAR) program — the federal income-qualified rebate worth up to $8,000 for a heat pump — is pending US Department of Energy approval and is not accepting applications. Independent trackers expect a 2026 launch. Be cautious of any contractor or website claiming the $8,000 Illinois rebate is live today — it is not. Until HEAR launches, ComEd and Ameren utility rebates are the active Illinois incentives. Check epa.illinois.gov for the current status.
Do I need a cold-climate heat pump for Chicago winters?
Yes. Illinois is IECC Zone 5A, and Chicago-area winter design temperatures fall well below freezing, so a cold-climate-rated (ccASHP) heat pump is necessary for reliable performance through the coldest stretches. Standard heat pumps lose too much capacity at these temperatures and may rely heavily on backup resistance heat, raising operating costs. Pair a cold-climate unit with a Manual J load calculation to size it correctly and confirm your backup-heat strategy.
ComEd or Ameren — which Illinois rebate applies to me?
It depends on which utility delivers your electricity. ComEd covers northern Illinois (Chicago and the surrounding metro, plus much of the northern third of the state) and offers up to $500. Ameren Illinois covers central and southern Illinois and offers up to $600. Your electric bill shows which utility you are served by. You cannot claim both — apply to the one that serves your address, and confirm current amounts on their rebate page before buying equipment.
Heat pump rebates in other states
Verified rebate breakdowns and a free panel check for other states.
Check your Illinois panel capacity now
Free NEC 220.82 load calculation. Takes 3 minutes. Find out if your Illinois home is ready for a heat pump — before you spend $5,000 on an unnecessary panel upgrade.
Up to $600 in rebates available to qualifying Illinois homeowners.
ESTIMATE ONLY — NEC 220.82 Optional Method. Verify all results with a licensed electrician before any panel modifications.