NEC 220.82 · Zone 4C

Washington Heat Pump Rebates 2026

Washington heat pump rebate programs, verified utility incentives, and a free NEC 220.82 electrical panel check — all in one place.

Up to $6,000 in rebates available in Washington

Serving Seattle, Spokane, Tacoma, Vancouver and all of Washington

Available rebates in Washington

ESTIMATE ONLY — amounts and eligibility change. Verify with program administrators before purchasing. Data last verified: 2026-06-15. How we verify data →

PSE now requires a Trade Ally contractor

As of April 2, 2026, Puget Sound Energy requires a Trade Ally or Registered Energy Professional (REP) contractor for all rebate-eligible heat pump installs. Using a non-network contractor disqualifies your rebate — confirm your installer is a current PSE Trade Ally before signing anything.

Federal — Expired

IRA 25C Tax Credit

$0

IRA Section 25C expired December 31, 2025. Not available for heat pump systems installed in 2026.

Installed before Dec 31, 2025? Claim on your 2025 tax return (IRS Form 5695).

Note: Section 25D for geothermal (ground source) heat pumps remains active at 30% through 2032.

Federal — Active through 2032

Section 25D — Geothermal Heat Pumps

30%

30% federal tax credit on full installed cost — no annual cap

Ground source (geothermal) heat pump installations only

Air-source heat pumps do not qualify

Available through December 31, 2032

Claim on IRS Form 5695. Consult a tax professional for your specific situation.

HEEHRA

Pending

Washington Program

$8,000
Low income (<80% AMI)$8,000
Moderate (80–150% AMI)$4,000

The FEDERAL HEAR program (Home Electrification & Appliance Rebates, the HARP/HOMES rebates — up to $8,000 for a heat pump, $1,750 HPWH, $4,000 electrical) is NOT yet open to applications in Washington as of June 2026. Be cautious of any contractor or website claiming the $8,000 federal rebate is live today — it is not. Available now: the state-administered HEAR stream through WA Commerce runs via local community administrators with amounts that vary by administrator (income-qualified, ≤ 150% AMI). Utility rebates (PSE, Seattle City Light, Tacoma Power, Snohomish PUD) are the active incentives today.

State / Utility

Washington Programs

Puget Sound Energy (PSE) Heat Pump Rebate

$1,500
Details →

Seattle City Light Rebates

$6,000
Details →

WA Commerce HEAR (state-administered)

Details →

Estimated maximum combined rebates in Washington

HEEHRA $0+ state programs $6,000 (IRA 25C expired Dec 31, 2025)

Low income (<80% AMI)

up to $6,000

ESTIMATE ONLY. Amounts vary by income, equipment specifications, and program availability. Not all programs are stackable. Verify eligibility before purchasing equipment.

What you can actually get in Washington

Up to $6,000 today (Seattle City Light oil conversion) — more once the federal HEAR program opens.

Available now

  • PSE — $1,500 base / $2,400 Efficiency Boost / $4,000 income-qualified gas conversion (Trade Ally required)
  • Seattle City Light — up to $6,000 (oil conversion); HPWH $750
  • State HEAR (WA Commerce) — income-qualified, amounts vary by local administrator
  • Tacoma Power — $1,000–$2,000
  • Snohomish PUD — via a registered contractor

Coming — not yet open

  • Federal HEAR (HARP / HOMES) — up to $8,000 heat pump, $1,750 HPWH, $4,000 electrical

Not yet launched in Washington as of June 2026. Be cautious of anyone claiming the $8,000 federal rebate is live today — it is not.

Before you count on that rebate, check your panel.

A heat pump install that triggers a panel upgrade adds $2,000–$5,000 — and the contractor quoting it profits either way. Most 200A panels pass. Many 100A panels don't. Find out in 3 minutes with the same NEC 220.82 math your electrician uses, before anyone quotes you.

Run the free panel check →

Washington utility heat pump rebates

Beyond statewide and federal programs, Washington homeowners can access rebates from their local utility. Programs are independent and often stackable with income-qualified incentives. Verify current amounts directly with each utility before purchasing.

Puget Sound Energy (PSE)

$1,500–$4,000

$1,500 base, $2,400 with the Efficiency Boost, or $4,000 for an income-qualified gas-to-heat-pump conversion. Requires a PSE Trade Ally / Registered Energy Professional (REP) contractor as of April 2, 2026 — a non-network installer disqualifies the rebate.

Program details →

Seattle City Light

Up to $6,000

Replacing oil or electric resistance heat: $2,000 base plus a $4,000 moderate-income bonus (through Sept 30, 2026). Heat pump water heater rebate up to $750.

Program details →

Tacoma Power

$1,000–$2,000

Ducted heat pump rebate for residential Tacoma Power customers. Verify current amounts directly.

Program details →

Snohomish County PUD

Via contractor

Heat pump rebate for SnoPUD residential customers, delivered through a registered contractor. Cold-climate eligible systems required; amount varies.

Program details →

WA Commerce HEAR (state-administered)

Varies

The available-now, state-administered HEAR stream runs through local community administrators for income-qualified households (≤150% AMI). Amounts vary by administrator. This is separate from the larger federal HEAR ($8,000), which is not yet open.

Program details →

ESTIMATE ONLY. Utility rebate amounts change regularly. Always verify current eligibility and amounts with your utility before purchasing or installing equipment.

Heat pump rebates by King County area

Most of east and north King County — including Carnation (98014), Duvall (98019), and Kenmore (98028) — is Puget Sound Energy (PSE) electric territory, not Seattle City Light. If you live in these areas, your heat pump rebate comes from PSE, not the City of Seattle.

PSE pays $1,500 base, $2,400 with the Efficiency Boost, or $4,000 for an income-qualified gas-to-heat-pump conversion. The one catch homeowners miss: as of April 2, 2026, PSE requires a Trade Ally / Registered Energy Professional contractor — book a non-network installer and the rebate is gone. Confirm Trade Ally status before you sign.

Before you commit, run the free panel check — many older Carnation and Duvall homes on 100A service need a panel upgrade first.

IECC 2021Zone 4C — Mixed-Marine

Washington climate and heat pump sizing

Washington is classified as IECC 2021 Zone 4C — Mixed-Marine. Typical winter design temperatures are 28°F to 37°F.

Marine-influenced winters are mild and damp. Standard ASHP is efficient; cold-climate models add buffer for occasional cold snaps.

Pacific Northwest panel capacity checks often flag EV charger + heat pump combinations as the binding constraint.

Washington at a glance

IECC Zone4C
Design temp range28°F to 37°F
Cold-climate HP neededRecommended
Electrical codeNEC 220.82
Check my Washington panel →

How the Washington panel check works

Three inputs, one clear answer. No electrician visit required for a preliminary NEC 220.82 assessment.

01

Enter your ZIP + panel details

Your ZIP code in Washington pre-loads your IECC zone and available rebates. Add your panel size, square footage, and existing loads.

02

NEC 220.82 calculation runs

The Optional Method — first 10,000W (10 kVA) at 100%, remainder at 40%, plus the largest of AC / heat pump / existing heat. Same standard your electrician uses.

03

PASS, WARN, or FAIL — plus rebates

Get exact amperage figures, upgrade recommendation if needed, and a full breakdown of Washington rebates you qualify for. Download the PDF to share with your contractor.

Frequently asked questions — Washington

How much does a heat pump cost in Washington?

In Washington, a whole-home air-source heat pump typically costs $5,000–$14,000 installed, depending on home size, system type, and contractor. Cold-climate models for zones like Zone 4C cost more but deliver lower operating costs. Combined rebates of up to $6,000 (state programs) can offset a significant portion of installed cost.

Is HEEHRA available in Washington?

Washington's HEEHRA program has not yet launched but is expected to open. The FEDERAL HEAR program (Home Electrification & Appliance Rebates, the HARP/HOMES rebates — up to $8,000 for a heat pump, $1,750 HPWH, $4,000 electrical) is NOT yet open to applications in Washington as of June 2026. Be cautious of any contractor or website claiming the $8,000 federal rebate is live today — it is not. Available now: the state-administered HEAR stream through WA Commerce runs via local community administrators with amounts that vary by administrator (income-qualified, ≤ 150% AMI). Utility rebates (PSE, Seattle City Light, Tacoma Power, Snohomish PUD) are the active incentives today. Check your state energy office for updates. Note: the federal IRA 25C tax credit expired December 31, 2025 and is not available for new 2026 installations.

What size heat pump do I need in Washington?

Washington falls in IECC 2021 Zone 4C — Mixed-Marine. Typical winter design temperatures are 28°F to 37°F. Marine-influenced winters are mild and damp. Standard ASHP is efficient; cold-climate models add buffer for occasional cold snaps. Sizing requires a Manual J load calculation — but as a rough rule, allow 20–30 BTU/h per square foot for older homes in Washington.

Do I need a panel upgrade for a heat pump in Washington?

Not necessarily. Most 200A panels in Washington have headroom for a heat pump under the NEC 220.82 Optional Method — which accounts for diversity of loads rather than peak simultaneous demand. A 100A panel is more likely to require an upgrade, especially if you also have an EV charger or electric range. Our free audit calculates your exact available capacity in 3 minutes using the same method your electrician would use.

Which Washington utilities offer heat pump rebates?

Washington heat pump incentives are utility-led today. Puget Sound Energy (PSE) pays $1,500 base, $2,400 with the Efficiency Boost, or $4,000 for an income-qualified gas-to-heat-pump conversion. Seattle City Light pays up to $6,000 for oil or electric-resistance replacements ($2,000 base plus a $4,000 moderate-income bonus through September 30, 2026). Tacoma Power pays $1,000–$2,000, and Snohomish County PUD delivers its rebate through a registered contractor. Amounts and eligibility change — verify directly with your utility before purchasing.

Is HEAR active in Washington?

Partly. The state-administered HEAR stream (WA Department of Commerce) is available now through local community administrators for income-qualified households (≤150% AMI), but amounts vary by administrator and funding. The larger FEDERAL HEAR program — the up-to-$8,000 heat pump rebate ($1,750 for a heat pump water heater, $4,000 for electrical) — is NOT yet open to applications in Washington as of June 2026. Be cautious of any contractor or website claiming the $8,000 federal rebate is live today; until it launches, utility rebates (PSE, Seattle City Light) are the active incentives.

Do I need a special contractor for PSE rebates?

Yes. As of April 2, 2026, Puget Sound Energy requires that rebate-eligible heat pump installations be performed by a PSE Trade Ally or a Registered Energy Professional (REP). Using a contractor outside the PSE network disqualifies your rebate — so confirm your installer is a current Trade Ally / REP before signing anything. This is Washington's equivalent of the registered-contractor gate other rebate programs use.

Heat pump rebates in other states

Verified rebate breakdowns and a free panel check for other states.

Check your Washington panel capacity now

Free NEC 220.82 load calculation. Takes 3 minutes. Find out if your Washington home is ready for a heat pump — before you spend $5,000 on an unnecessary panel upgrade.

Up to $6,000 in rebates available to qualifying Washington homeowners.

ESTIMATE ONLY — NEC 220.82 Optional Method. Verify all results with a licensed electrician before any panel modifications.