New York Heat Pump Rebates 2026
New York heat pump rebate programs, verified utility incentives, and a free NEC 220.82 electrical panel check — all in one place.
Serving New York City, Buffalo, Rochester, Yonkers and all of New York
Available rebates in New York
ESTIMATE ONLY — amounts and eligibility change. Verify with program administrators before purchasing. Data last verified: 2026-06-17. How we verify data →
Federal — Expired
IRA 25C Tax Credit
IRA Section 25C expired December 31, 2025. Not available for heat pump systems installed in 2026.
Installed before Dec 31, 2025? Claim on your 2025 tax return (IRS Form 5695).
HEEHRA
OpenNew York Program
New York HEEHRA is active, administered through NYSERDA. Income-qualified households (≤ 150% AMI) can receive point-of-sale rebates: $8,000 for heat pumps (< 80% AMI), $4,000 (80–150% AMI). Apply through a participating NYSERDA contractor. Funds are first-come-first-served.
Estimated maximum combined rebates in New York
HEEHRA $8,000+ state programs $5,000 (IRA 25C expired Dec 31, 2025)
Low income (<80% AMI)
up to $13,000
Moderate income: up to $9,000
ESTIMATE ONLY. Amounts vary by income, equipment specifications, and program availability. Not all programs are stackable. Verify eligibility before purchasing equipment.
Before you count on that rebate, check your panel.
A heat pump install that triggers a panel upgrade adds $2,000–$5,000 — and the contractor quoting it profits either way. Most 200A panels pass. Many 100A panels don't. Find out in 3 minutes with the same NEC 220.82 math your electrician uses, before anyone quotes you.
Run the free panel check →New York utility heat pump rebates
Beyond statewide and federal programs, New York homeowners can access rebates from their local utility. Programs are independent and often stackable with income-qualified incentives. Verify current amounts directly with each utility before purchasing.
NYS Clean Heat (statewide)
Up to $2,000NYSERDA statewide program delivered through participating utilities. Cold-climate ASHP or GSHP replacing fossil-fuel heating. The base layer most NY homeowners qualify for.
Program details →Con Edison
Up to $1,200Con Edison service territory (NYC metro, Westchester). ENERGY STAR equipment. Delivered under the NYS Clean Heat umbrella — amounts set by Con Ed.
Program details →National Grid
VariesUpstate and Long Island National Grid customers access Clean Heat rebates through National Grid. Amounts vary by zone and equipment — verify current offers directly.
Program details →NYSEG / RG&E
VariesNew York State Electric & Gas and Rochester Gas & Electric deliver Clean Heat rebates across central, western, and southern-tier NY. Confirm current amounts on the NYSEG Clean Heat page.
Program details →ESTIMATE ONLY. Utility rebate amounts change regularly. Always verify current eligibility and amounts with your utility before purchasing or installing equipment.
New York climate and heat pump sizing
New York is classified as IECC 2021 Zone 5A — Cool-Humid. Typical winter design temperatures are 0°F to 15°F.
Cold-climate ASHP required (Mitsubishi Hyper-Heat, Bosch IDS, Daikin Fit, etc.). Size for outdoor design temperature, not average.
Heating demand is the primary load driver. NEC 220.82(C) largest-of logic often selects the heat pump load as the controlling value.
New York at a glance
How the New York panel check works
Three inputs, one clear answer. No electrician visit required for a preliminary NEC 220.82 assessment.
Enter your ZIP + panel details
Your ZIP code in New York pre-loads your IECC zone and available rebates. Add your panel size, square footage, and existing loads.
NEC 220.82 calculation runs
The Optional Method — first 10,000W (10 kVA) at 100%, remainder at 40%, plus the largest of AC / heat pump / existing heat. Same standard your electrician uses.
PASS, WARN, or FAIL — plus rebates
Get exact amperage figures, upgrade recommendation if needed, and a full breakdown of New York rebates you qualify for. Download the PDF to share with your contractor.
Frequently asked questions — New York
How much does a heat pump cost in New York?
In New York, a whole-home air-source heat pump typically costs $5,000–$14,000 installed, depending on home size, system type, and contractor. Cold-climate models for zones like Zone 5A cost more but deliver lower operating costs. Combined rebates of up to $13,000 (HEEHRA + state programs) can offset a significant portion of installed cost.
Is HEEHRA available in New York?
Yes — New York has launched its HEEHRA program. Income-qualified households (under 80% AMI) can receive up to $8,000 for a qualifying heat pump. Moderate-income households (80–150% AMI) may receive up to $4,000. New York HEEHRA is active, administered through NYSERDA. Income-qualified households (≤ 150% AMI) can receive point-of-sale rebates: $8,000 for heat pumps (< 80% AMI), $4,000 (80–150% AMI). Apply through a participating NYSERDA contractor. Funds are first-come-first-served.
What size heat pump do I need in New York?
New York falls in IECC 2021 Zone 5A — Cool-Humid. Typical winter design temperatures are 0°F to 15°F. Cold-climate ASHP required (Mitsubishi Hyper-Heat, Bosch IDS, Daikin Fit, etc.). Size for outdoor design temperature, not average. Sizing requires a Manual J load calculation — but as a rough rule, allow 20–30 BTU/h per square foot for older homes in New York.
Do I need a panel upgrade for a heat pump in New York?
Not necessarily. Most 200A panels in New York have headroom for a heat pump under the NEC 220.82 Optional Method — which accounts for diversity of loads rather than peak simultaneous demand. A 100A panel is more likely to require an upgrade, especially if you also have an EV charger or electric range. Our free audit calculates your exact available capacity in 3 minutes using the same method your electrician would use.
Which New York utilities offer heat pump rebates in 2026?
New York delivers heat pump rebates through the statewide NYS Clean Heat program (NYSERDA), which most homeowners qualify for, with amounts set by your local utility. Con Edison (NYC metro and Westchester) offers up to $1,200 for ENERGY STAR equipment. National Grid (upstate and Long Island) and NYSEG / RG&E (central, western, and southern-tier NY) deliver their own Clean Heat rebate tiers. Income-qualified households can also access NYSERDA's EmPower+ program. Verify current amounts with your utility before purchasing.
What is NYS Clean Heat and who qualifies?
NYS Clean Heat is New York's statewide heat pump incentive, administered by NYSERDA and delivered through participating utilities (Con Edison, National Grid, NYSEG, RG&E, Orange & Rockland, and others). Any residential customer of a participating utility installing a qualifying cold-climate air-source or ground-source heat pump can apply — there is no income requirement for the base rebate. The rebate is typically processed by your contractor. Income-qualified households can layer NYSERDA EmPower+ on top.
How much is HEEHRA in New York and how do I apply?
New York's HEEHRA program is active and administered through NYSERDA. Income-qualified households (≤150% area median income) can receive point-of-sale rebates of up to $8,000 for a heat pump if under 80% AMI, or up to $4,000 between 80–150% AMI. You apply through a participating NYSERDA contractor, who applies the rebate at the point of sale. Funds are first-come, first-served, so confirm availability before scheduling installation.
Do I need a cold-climate heat pump in New York?
For most of New York — IECC Zone 5A (and Zone 6A in the Adirondacks) — yes. Winter design temperatures in Buffalo, Rochester, and upstate routinely fall below the point where standard heat pumps lose capacity, so a cold-climate-rated (ccASHP) unit is strongly recommended and is required for NYS Clean Heat rebate eligibility. New York City and Long Island are milder but still benefit from cold-climate equipment. A Manual J load calculation confirms the right size and backup-heat strategy for your home.
Heat pump rebates in other states
Verified rebate breakdowns and a free panel check for other states.
Check your New York panel capacity now
Free NEC 220.82 load calculation. Takes 3 minutes. Find out if your New York home is ready for a heat pump — before you spend $5,000 on an unnecessary panel upgrade.
Up to $13,000 in rebates available to qualifying New York homeowners.
ESTIMATE ONLY — NEC 220.82 Optional Method. Verify all results with a licensed electrician before any panel modifications.